Cancellation Policy

At Urbantoes, we aim to provide a smooth shopping experience. Please read our cancellation policy carefully before placing an order.


1. Order Cancellation by Customer

  • Orders can be cancelled within 12 hours of placing the order or before the order is shipped, whichever is earlier.

  • To request cancellation, please contact us via:

  • Once the order is shipped, cancellation is not allowed. You may request a return after delivery as per our Return & Exchange Policy.


2. Cancellation of COD Orders

  • COD (Cash on Delivery) orders can be cancelled only before shipment.

  • Repeated COD cancellations may result in COD being disabled for future orders from the same customer.


3. Cancellation of EMI Orders (Credit Card EMI / No-Cost EMI / Bank EMI)

  • EMI orders can be cancelled only before shipment.

  • Once the order is shipped, EMI orders cannot be cancelled. Returns (if applicable) will be processed as per the Return & Exchange Policy.

EMI Refunds & Important Conditions

  • Refunds for EMI orders are not instant and are processed through Razorpay and the issuing bank.

  • Once a refund is initiated, the issuing bank reverses or adjusts the EMI loan as per its internal process.

  • Refund timelines for EMI orders depend on the bank and can take 15–45 working days or longer in some cases.

  • Interest, processing fees, convenience fees, or bank charges are non-refundable, even if the order is cancelled.

  • For partial returns under EMI, the bank may:

    • Adjust the remaining EMI amount, or

    • Continue EMIs as per the original schedule (bank-dependent)

Urbantoes has no control over bank-side EMI processing timelines.


4. Order Cancellation by Urbantoes

We reserve the right to cancel an order in the following situations:

  • Product out of stock or discontinued

  • Pricing or technical errors

  • Payment verification failure

  • Suspected fraud or misuse

  • Incomplete or incorrect shipping address

  • Non-serviceable delivery location

In such cases:

  • Prepaid orders will be refunded within 5–7 working days

  • EMI orders will be refunded as per bank timelines (15–45+ working days)


5. Refund Timelines Summary

Payment MethodRefund Timeline
Prepaid (UPI/Card/NetBanking)5–7 working days
EMI (Credit Card / No-Cost EMI)15–45+ working days (bank dependent)
CODNot applicable (if cancelled before shipment)

6. Important Notes

  • Orders once shipped cannot be cancelled.

  • EMI refunds are processed via banks; delays are beyond merchant control.

  • During sale or promotional periods, cancellation terms may vary (clearly mentioned on the website).

  • Urbantoes reserves the right to modify this policy at any time without prior notice.

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